People are having the wrong conversations about retirement. It’s not about merely mandating participation in retirement plans.
Negotiations over the Build Back Better bill and Secure Act 2.0 have put a welcome spotlight on the challenges facing so many people in retirement. The retirement crisis must remain at the forefront of policymaking in order to provide valuable financial aid for those in need.
People are having the wrong conversations about retirement. It’s not about merely mandating participation in retirement plans, it is also about ensuring that people have the financial means to save in the first place. To fully address the concerns of Americans about the safety of retirement, dramatic measures are necessary to both build awareness about the importance of saving for longer-term financial needs and, importantly, provide the necessary incentives to do so.
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