New Mexico is the least affordable state for assisted living, and Utah is the most affordable based on a comparison of monthly cost to average income. In New Mexico, the average monthly cost is $4,215, and at typical wages for the state it takes 13.6 years, saving at 7.5% of income, for an individual to save enough to be able to afford one year of living in an assisted living community. In Utah, the monthly cost is $3,244, and at typical wages for the state, it takes an individual 7.2 years to save enough to . . .