News and analysis for those planning for or living in retirement – MarketWatch

From MarketWatch:

Aging in place can be cost-effective, but requires good financial planning: Many older Americans would prefer staying where they are in old age. While it’s possible, there is plenty of preparation that must be done first. 

‘Will Social Security be there when I retire?’ Confusion about this question is hindering saving for young people: Not knowing what the government will do in 15 years, should the Social Security trust funds be depleted then, can be costly for Americans. 

What’s a better investment? Bitcoin or a Roth IRA?: Some people are wondering about Bitcoin for their retirement savings, but is it a good idea? 

Also on MarketWatch:

Is it a good idea to get Medicare if you’re still working at 65? 

Retirees to youngsters: It’s not as bad as you think 

Aging services found some creative solutions during the pandemic, and some plan to keep them 

How much can I spend in retirement 

Your 401(k) fees could cost you half a million dollars in retirement 

No license, no problem — check out these options for seniors who no longer drive 

9 birthdays that matter most to your retirement 

More in retirement news:

Early retirement surge exacerbates US baby boomer inequalities (Bloomberg)

Portfolio rebalancing is a good retirement habit (The Wall Street Journal)

Buying into these retirement myths could ruin your senior years (The Motley Fool)  

The looming retirement crisis looks to states to step up (BenefitsPRO)

War on retirement began with Social Security (Orlando Sentinel)

Does your state tax Social Security benefits? Here’s why that’s crucial to your retirement strategy (USA Today)

Research and Insight:

10 things no one tells you about early retirement (AARP) 

Forget something? Americans have left more than $1 trillion sitting in old 401(k)s, a new study finds (

Employees and employers are paying attention to annuities (Planadviser)

How have older workers fared in the pandemic-induced downturn? (Morningstar)

No-benefit jobs better than retiring early (Center for Retirement Research at Boston College

To share with your family, friends and clients:

When claiming Social Security at age 66 makes sense

Caregiving for a spouse with Alzheimer’s? You may face a higher risk of dementia 

Why am I being charged a penalty on my Roth conversion? 

Not sure where you’re going? Fight uncertainty and ambiguity with a solid plan 

Is frugality the new norm? What older consumers have done differently since the pandemic 

I’m 49, my wife is 34, we have 4 kids and $2.3 million saved. I earn $300K a year but ‘lose a lot of sleep worrying about tomorrow’ — when can I retire?